I love seeing where my money is going each month, how much i’m making compared to spending, & MOST IMPORTANTLY…

How much tax I am going to have to pay so I can make sure I spend that money in my business before the tax man takes it from me ;)

The whole time I’ve been a female entrepreneur (until this year) i’ve had NO CLUE what tax even was, I don’t know what it meant, where it went, all I knew was that my accountant would tell me how much I owed at the end of the 1/4, I would then just pay it & not even think about it (insert VERY wide eyed emoji here)

WTF MICHELLE !!!! I have been paying so much tax for the last 6 years & I had no clue that me being in control of knowing how much tax I would have to pay meant I could have spent that on things instead of giving it to the tax man lol, oh my bloody god…….. like a new car, or deco for my office, or a new laptop, camera, business trips away….

There are so many benefits of having a Cash Flow Spreadsheet


What I have highlighted inside my Cash Flow Spreadsheet
☼ My earnings go at the top, every client I get goes into here - it automatically adds it up at the bottom
☼ Then its my business expenses listed which are always the same, this then totals at the bottom & tells me how much money I have left over after my biz expenses have come out - it’s empowered me so much cus it shows how well I actually do money wise (which I never realised! You see I have very high bills, not very high business expenses)
☼ I then have other business expenses listed, but these are the ones that change monthly, &/or don’t even come out monthly
☼ On the next page I have my bills listed & totalled, I want to know how much money i’m paying on food, clothes, homeware, dog food, again, this is empowering & I actually enjoy coming home & entering my receipt into it (I never in a gazillion years thought i’d ever say that lol)

In my Cash Flow template below I have taken out how much I earn, but left in my business expenses so you can see what I pay each month. I have also left in my bills on the tab after so you can also see.
I hope that when you save this as your own all the equation thingys will still be done for you (fingers crossed)
If not, tap in the box you wana total type in = sum( then click the box you wana start from, then drag the box down to where you wana end it type in ) & then hit enter =sum(